Attention Denver and Denver County Homeowners: Call on VolkHaus Appraisals
Check out the top 7 reasons why CO homeowners call on VolkHaus Appraisals:
Do you own a house in or near Denver? Do you need help determining the price of your real estate?
At VolkHaus Appraisals, we understand the particular needs of a customer looking for appraisal services. Our customary business clients understand the appraisal process and the standard "products" we deliver to them. Being a homeowner that most likely doesn't see an appraisal every day,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at VolkHaus Appraisals, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value judgement than yours.
Need to cancel PMI?
A preferred way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. At VolkHaus Appraisals, we're veterans in helping consumers just like you abolish unneeded and unwanted PMI insurance.
Challenging Denver county's assessment of your property
Your local tax assessor may have your home overvalued if you live in an area that's declining. That only means you're most likely paying more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from VolkHaus Appraisals is your chief weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
If your home is near a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow point of view. VolkHaus Appraisals can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Have you just received a copy of your appraisal and you would prefer to have an expert double-check it for precision or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had done before. Even though this is usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your home.